1. 美国财政部站动态 http://www.treasury.gov
（1）Treasury Provides Rules for the Application of the Research Credit to Internal Use Software R&E Costs（2015.1.16）
摘要：The U.S. Department of the Treasury and Internal Revenue Service (IRS) today released proposed regulations that provide guidance on credit eligibility for research and experimentation (R&E) on computer software that is developed by the taxpayer primarily for its own internal use (internal use software). The tax code generally excludes computer software research from the definition of qualified research if the computer software is developed by, or for the benefit of, the taxpayer primarily for internal use. However, neither the code nor prior administrative guidance specifically defined software that is developed “primarily for internal use.” Today’s proposed regulations define internal use software and provide rules for exceptions to the general rule that would exclude certain software development from credit eligibility. The proposed regulations also provide examples that illustrate the application of R&E credit rules to software development activities.
详情请见：
http://www.treasury.gov/press-center/press-releases/Pages/jl9744.aspx
2. 美国货币监理署网站动态 http://www.occ.gov
（1）OCC Enforcement Actions and Terminations for January 2015（2015.1.16）
摘要：The Office of the Comptroller of the Currency (OCC) today published final supervisory guidance for national banks and federal savings associations addressing risks and agency expectations associated with deposit advance products. The guidance details OCC expectations for any OCC-supervised institution offering deposit advance products to address potential credit, reputation, operational, and compliance risks associated with the products.
详情请见：
http://www.occ.treas.gov/news-issuances/news-releases/2015/nr-occ-2015-4.html
3. 美国联邦储备委员会网站动态 http://www.federalreserve.gov
（1）Agencies Release Public Sections of Resolution Plans（2015.1.15）
摘要：The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) today made available the public portions of resolution plans for firms with generally less than $100 billion in qualifying nonbank assets, as required by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act).
详情请见：
http://www.federalreserve.gov/newsevents/press/bcreg/20150115a.htm
4. 美国金融消费者保护署网站动态 http://www.consumerfinance.gov
（1）Amendments to the 2013 Integrated Mortgage Disclosures Rule under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z) and the 2013 Loan Originator Rule under the Truth in Lending Act (Regulation Z).（2015.1.20）
摘要：This final rule modifies the 2013 TILA-RESPA Final Rule. This rule extends the timing requirement for revised disclosures when consumers lock a rate or extend a rate lock after the Loan Estimate is provided and permits certain language related to construction loans for transactions involving new construction on the Loan Estimate. This rule also amends the 2013 Loan Originator Final Rule to provide for placement of the Nationwide Mortgage Licensing System and Registry ID (NMLSR ID) on the integrated disclosures. Additionally, the Bureau is making non-substantive corrections, including citation and cross-reference updates and wording changes for clarification purposes, to various provisions of Regulations X and Z as amended or adopted by the 2013 TILA-RESPA Final Rule.
详情请见：
http://files.consumerfinance.gov/f/201501_cfpb_final-rule_trid.pdf
5. 美国证券交易委员会网站动态 http://www.sec.gov
（1）SEC Adopts Rules to Increase Transparency in Security-Based Swap Market（2015.1.14）
摘要：The Securities and Exchange Commission today adopted two new sets of rules that will require security-based swap data repositories (SDRs) to register with the SEC and prescribe reporting and public dissemination requirements for security-based swap transaction data. The SEC also proposed certain additional rules, rule amendments and guidance related to the reporting and public dissemination of security-based swap transaction data. The new rules are designed to increase transparency in the security-based swap market and to ensure that SDRs maintain complete records of security-based swap transactions that can be accessed by regulators.
详情请见：
http://www.sec.gov/news/pressrelease/2015-6.html#.VMJVy9KSzZs
（2）SEC Announces 2015 Examination Priorities（2015.1.13）
摘要：The Securities and Exchange Commission today announced its Office of Compliance Inspections and Examinations’ (OCIE) priorities for 2015 which focus on three areas: protecting retail investors, especially those saving for or in retirement; assessing market-wide risks; and using data analytics to identify signs of potential illegal activity.
详情请见：
http://www.sec.gov/news/pressrelease/2015-3.html#.VMJWYtKSzZs
6. 全美保险监管协会网站动态 http://www.naic.org
（1）NAIC Releases Annual Homeowners Insurance Report（2015.1.20）
摘要：The National Association of Insurance Commissioners (NAIC) today released its 2012 Homeowners Insurance Report, providing data on market distribution and average cost by policy form and insurance amount.
详情请见：
http://www.naic.org/Releases/2015_docs/naic_releases_annual_homeowners_insurance_report.htm
附件：
http://www.naic.org/documents/prod_serv_statistical_hmr_zu.pdf
7. 欧洲中央银行网站动态http://www.ecb.europa.eu
（1）ECB Announces a Modification to the Interest Rate Applicable to Future Targeted Longer-Term Refinancing Operations（2015.1.22）
摘要：The Governing Council of the European Central Bank (ECB) decided today that the interest rate for the remaining six targeted longer-term refinancing operations (TLTROs) would be equal to the rate on the Eurosystem’s main refinancing operations (MROs) prevailing at the time when each TLTRO is conducted.
详情请见：
http://www.ecb.europa.eu/press/pr/date/2015/html/pr150122_2.en.html
（2）Monetary Policy Decisions（2015.1.22）
摘要：At today’s meeting the Governing Council of the ECB decided that the interest rate on the main refinancing operations and the interest rates on the marginal lending facility and the deposit facility will remain unchanged at 0.05%, 0.30% and -0.20% respectively.
详情请见：
http://www.ecb.europa.eu/press/pr/date/2015/html/pr150122.en.html
8. 欧洲银行管理局网站动态 http://eba.europa.eu
（1）EBA Publishes Revised Version of its Final Draft Technical Standards on Prudent Valuation（2015.1.23）
摘要：The European Banking Authority (EBA) has decided to make a specific and limited amendment to its final draft Regulatory Technical Standards (RTS) on Prudent Valuation published on 31 March 2014. As a consequence of this decision, all occurrences of ‘volatility’ in Article 9 and Article 10 of the final draft RTS published on 31 March 2014 should be replaced by ‘variance’ for the purposes of computing market price uncertainty and close-out costs additional valuation adjustments (AVAs).
详情请见：
附件：
http://www.eba.europa.eu/documents/10180/642449/EBA-RTS-2014-06+RTS+on+Prudent+Valuation.pdf
（2）EBA Says Impact of Liquidity Coverage Requirements for EU Banks not Likely to Have Adverse Effects（2015.1.15）
摘要：The European Banking Authority (EBA) published today its impact assessment report for liquidity coverage requirements. Overall, this analysis points to improvements of EU banks' compliance with Liquidity Coverage Ratio (LCR) requirements and shows that the implementation of the LCR is not likely to have a negative impact on the stability of financial markets and of the supply of bank lending. The report is based on liquidity data provided by 322 European banks, covering about 2/3 of total banking assets in the EU, and it will inform EU policies aimed at strengthening the resilience of EU banks.
详情请见：
附件：
http://www.eba.europa.eu/documents/10180/950548/2014+LCR+IA+report.pdf
（徐温妮整理）